Terms of Use

01 Purpose

These Terms of Use govern access to and use of the online financing platform accessible from our website. By creating an account or using our services, you unconditionally accept these terms. If you do not accept these terms, please do not use our platform.

02 Access to the service

Access to the platform is reserved for individuals of legal age (18 or over) and legally incorporated entities, residing in countries covered by our service. Account creation requires the provision of accurate and complete information. Any attempt at fraudulent access or identity theft will result in immediate account suspension and may be subject to legal proceedings.

03 User obligations

By using our service, you agree to:

• Provide truthful, complete and up-to-date information when registering and applying for a loan
• Not use the platform for any illegal, fraudulent or public-order-violating purpose
• Keep your login credentials confidential and immediately report any unauthorised use

04 Intellectual property

All elements of the platform (logo, text, graphics, interface, source code) are protected by intellectual property rights and remain the exclusive property of our company. Any unauthorised reproduction, representation, modification or exploitation is strictly prohibited and may be subject to legal action.

05 Personal data

The collection and processing of your personal data are governed by our Privacy Policy, accessible from the bottom of every page. By accepting these Terms, you acknowledge having read this policy and consent to the processing of your data under the conditions described therein.

06 Limitation of liability

We strive to ensure the availability and security of the platform. However, we cannot be held liable for service interruptions due to force majeure, technical failures beyond our control, or fraudulent use by third parties. The granting of a loan remains subject to the assessment of your file and our eligibility criteria.

07 Applicable law & jurisdiction

These Terms are governed by the law in force in the country of our registered office. Any dispute relating to their interpretation or performance shall fall under the exclusive jurisdiction of the competent courts of that jurisdiction, subject to mandatory consumer protection rules applicable in your country of residence.